The back story…

I live on a pension.  A very small pension.  A pension I get for 20+ years of service working in city governments as a Public Librarian.  I had to “retire early” during the Great Recession because after loosing my job, I went through all my savings, my 401k, my 429 plan and pretty much sold everything I had of any value.  After those accounts went down to zero, retiring early was the only option left to have money coming in on a regular basis.

So, I get a little over $800 a month from the Texas Municipal Retirement System.  And while that amount keeps me from standing on a street corner holding a cardboard sign, it isn’t really enough to cover all my monthly expenses.  So, I pick up the odd temp job here and there, and I do online surveys to pull in a few extra dollars.

Doing online surveys will not buy you a Yacht nor will it provide Instant Gratification

But if you do it regularly, it will make you enough to pay the occasional monthly bill or buy a pizza or two each month.  And for me it makes the difference between making ends meet and not making ends meet.  Full disclosure, given the amount of time it takes, it doesn’t add up to minimum wage.

But for me, it has meant the difference many times between having money for food at the end of the month or not having money for food.  Between being able to pay that $10 copay for my prescription or not having the $10 to buy the meds.

So… if you have a few minutes to spare, and there’s nothing else you want to do at that moment, then you can turn that “down time” into real money.

This is the “quick & dirty” Top Ten List

I’ve started reviewing Read the rest of this entry →